StepChange Debt Charity

Our team of debt experts help hundreds of thousands of people a year to deal with their debt problems. With 30 years experience, you can be confident that we can provide the advice and support you need to achieve long-term financial control.

We offer free, flexible debt advice that is based on a comprehensive assessment of your situation. We'll then provide practical help and support for however long it’s needed.

Whether you get help online or by calling us, the process is the same. We recommend ways to deal with your debts, based on what you have told us about your situation.

Both our online debt advice tool and our advisors guide you through the session. If you need more time, you can pause and come back later.

If you need to, you can start online and then switch to the phone. And after you have spoken to us, you can finish up online, if that works for you.

The easiest way to get started is online. It's free and available 24 hours a day, 7 days a week. Debt happens, let's deal with it together.

Need to speak to our advisors?

Contact us on 0800 138 1111. Monday to Friday 8am to 8pm and Saturday 9am to 2pm